Top 5 Reasons Why People Don’t Give Financially to the Church

Top 5 Reasons Why People Don’t Give Financially to the Church


Although most churches fall victim to the 80/20, rule in which 80 percent of the giving is done by only 20 percent of the church, there are other reasons why people aren’t contributing to the local church. And even though the Bible encourages Christians to give of their tithes and offerings, there’s not really a quick fix to remedy the lack of giving.

Continue reading to discover the top 5 reasons why people are not giving financially to the church–and what leaders can do to remove the obstacles of giving.

1. They Are Uneducated About the Importance of Giving

Although Scripture clearly teaches that Christians are stewards of everything God has given them—including money—many churchgoers don’t understand the importance of living a generous life. It’s important that a church is educated concerning the role of money in the Christian’s life.

Don’t be afraid to talk about money on Sunday morning or during a more informal teaching series. Talk about how God wants to use money to impact the community and advance the gospel. Also, emphasize how depending on God for our needs rather than money increases our spiritual maturity in Christ.

2. They Are Unsure of How the Money Will Be Used

This reason is closely associated with the first one, in that having a lack of knowledge about something hinders participation. It’s important that your church members know exactly how their regular contributions are being used. It’s not uncommon for people to be skeptical of those asking for their hard-earned cash.

Make your annual budget public and be prepared to further explain any of the line items that may be unfamiliar. Outline the way ministries are using the funds and tell them how this impacts the surrounding community. Providing testimonies of those affected by their giving can also calm any fears that members may have.

3. They Have Fallen on Hard Times Financially

When people are struggling financially, their charitable contributions are the first thing to go in order to save a little extra money. After all, the church isn’t going to come knocking on their door demanding money for a “missed payment.”

It’s important to be sensitive to others during this vulnerable time, but it’s even more vital to provide resources to help them climb out of debt. Life happens, and there’s only so much that can be done while finances are lacking. Offer assistance on financial management for their spiritual growth, not just so the church can make budget.

4. Their Contributions Are Going to Other Organizations

We live in a world that is very competitive. Thousands of worthy causes exist that help millions of people all over the world. While many of these are parachurch organizations or other religious nonprofits, God has given the church a unique mission to “make disciples of all nations,” and money is often the means through which this is accomplished.

Emphasize the importance of their participation when it comes to the ministries that the church supports. Although you don’t know the organizations or groups others are donating to, guide them through the Scriptures and help them see the importance of the church’s Kingdom work.

5. They See Giving as Inconvenient

Although this final reason seems rather silly, convenience is a major factor in whether people participate in an activity. If your church still passes a collection plate around during the service, you’ve probably noticed how empty it is. People rarely write personal checks anymore and fewer people carry cash.

Make sure your members know they can contribute online or through a mobile app. Spend 20-30 seconds during the service explaining how easy it is and walk them through the process. Make digital giving solutions visible on literature, slideshows, and online so people don’t spend additional time searching for it.

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